The Home Buying Journey: Resources

• Appraisals:

  • Understanding Appraisals and Why They Matter
  • What Every Home Buyer Should Know About Appraisals
  • A Guide to Understanding a Residential Appraisal
  • Protecting homeowners from discriminatory home appraisals

• Budget

  • Rent vs. Buy Calculator
  • Homebuying Budget Calculator
  • Budget Worksheet
  • Debt-to-Income Ratio Calculator
  • Housing Expense Ratio Calculator

• Credit

  •  CreditSmart®
  • Managing Your Credit Score Quiz
  • Building Better Credit
  • Getting Back on Track after Foreclosure 

• Home Inspections:

  • American Society of Home Inspectors (ASHI)
  • FAQs about Home Inspection

• Homebuying Team

  • American Bar Association Lawyer Referral Directory (ABA)
  • American Society of Home Inspectors (ASHI)
  • National Association of Realtors (NAR)
  • National Association of Real Estate Brokers (NAREB)

• Homeownership

  • Caring for Your Home

• Mortgage Guides

  • Step-by-Step Mortgage Guide     (Español, 中文, Tiếng Việt, Korean, Tagalog)    
  • Government-backed home loans and mortgage assistance
  • Choosing the Mortgage Option for You     

• Mortgage Worksheets

  • Mortgage Worksheet

• Mortgage Calculators

  • Mortgage Amount Calculator
  • Loan Comparison Calculator
  • Fixed-Rate Mortgage Calculator
  • Adjustable-Rate Mortgage Calculator
  • Fixed-Rate vs. Adjustable-Rate Mortgage Calculator
  • 15-Year vs. 30-Year Term Mortgage Calculator

• Savings

  • Down Payment Assistance
  • Down Payment Calculator
  • Private Mortgage Insurance (PMI) Calculator
  • Closing Costs Calculator

The Home Buying Journey: A Step-by-Step Guide 

• Step 1: Assessing Your Financial Readiness
• Step 2: Get Pre-Approved for a Mortgage
• Step 3: Building Your Homebuying Team
• Step 4: Start House Hunting
• Step 5: Make an Offer and Negotiate
• Step 6: Conduct Inspections and Appraisals
• Step 7: Close the Deal
• Step 8: Move In and Enjoy
• Resources

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