Sarah offered $400,000. She waived the inspection. Added an escalation clause to $410,000.

She lost to a cash buyer who paid $380,000. Twenty thousand dollars less than her losing bid.

Three weeks later, Sarah won her second bidding war—paid $398,000, beat four other offers including a $405,000 cash buyer. How? She stopped competing on price and started competing on terms.

This week: How a 28-year-old marketing coordinator with only $15,000 saved bought her first home six years earlier than planned. We break down the PREP Framework applied to bidding wars—the 60-day timeline that cost her $1,800 but beat $7,000 higher offers, the $7,500 down payment grant she didn't know existed, and why the NAR settlement changed everything about buyer agent commissions.

The question: When did we start believing the highest bid always wins?

Remember: Everything in real estate is negotiable. Even bidding wars.

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Women + Real Estate™ delivers market intelligence for decisive action—covering tactics, policy, opportunities, and analysis.

By Eve Moss, market analyst and founder of Women + Real Estate™.

New episodes weekly.